The range of registered first mortgage loans provided by RF Eclipse are secured over residential, commercial, retail and/or industrial real estate assets and construction predominately located in the Sydney metropolitan area.

The mortgage loans are made to many different borrowers for a variety of business and investment purposes.

The decision to approve a loan for offering to Borrowers is undertaken by RF Eclipse and reviewed by the Credit Committee in accordance with its lending guidelines.

RF Eclipse offers:

  • Quick approvals (subject to receipt of sufficient information)

  • Practical and straight forward procedures and requirements for settlement

  • Provision to lend to companies over residential investment properties outside National Consumer Credit code

  • Construction loans – available for small projects, including owner builder in metro area with a LVR of up to 50% of the end value 

  • Loans with a LVR of up to 65% for residential, 40% for vacant land and 50-60% for commercial properties depending on the security being offered

  • In-house loan approval, assessment of valuation, management of other issues and legal instructions

  • ·Investment guidelines targeting prudent loans with a sound loan to valuation ratio (LVR) and moderate interest rates so that quality borrowers are attracted

  • Loan terms of 12 months to 24 months depending on borrower's requirements

To apply, download and complete an Application Form

If you have further queries, please send your initial enquiry here and one of our staff will contact you.

Alternatively, you can find our contact details at the Contact page


The information contained in this website is intended as general information only. Before committing to a loan/investment you should seek legal/financial advice to confirm whether our product is right for you and assess the risks involved with a non-bank loan/investment.

Investment with RF Eclipse can only be made under the current relevant Product Disclosure Statement (PDS) and any Supplementary Product Disclosure Statement (Supplementary PDS) issued by RF Eclipse Limited ACN 089 265 270, available on this website or by contacting RF Eclipse.

External Dispute Resolution: If you are not satisfied with our response to your complaint you can contact the Australian Financial Complaints Authority (AFCA), GPO Box 3, Melbourne VIC 3001, telephone: 1800 931 678 (free call), OR